About

With over 23 years of experience, his journey began at Countrywide at the bottom of the mortgage loan industry as a collector. He quickly realized the transformative potential of homeownership despite not growing up in a home-owning family himself.

Today, as the first point of contact for clients starting their homeownership journey, Michael prioritizes education and proper financial fit over sales tactics.

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Smiling photo of Michael Moseby.
Logo of Michael Moseby Home Loans that includes a doodle of a home.

What Sets Us Apart

His comprehensive experience in virtually every mortgage role – from funding and processing to underwriting and closing uniquely positions himself to guide clients with expertise and transparency. Realtors value his thorough knowledge and process-oriented mindset, knowing he focuses on getting the details right rather than simply pushing deals through.

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Our Mission

We aim to simplify the mortgage process, making it clear and accessible for all. Our mission is to guide you through buying or refinancing a home with straightforward, honest advice.

Our Vision

We envision a Southern California where homeownership is possible for everyone. Committed to education, we strive to lead in providing top-tier mortgage services that meet the needs of a diverse clientele.

Our Values

  • Integrity and Transparency
    Honesty is our guiding principle. We believe in clear communication, ensuring you are well-informed throughout your mortgage process.
  • Commitment to Education
    Knowledge is power. We prioritize your understanding, helping you navigate complex mortgage options with ease.
  • Personalized Service
    Every client’s financial situation is unique. We tailor our services to meet your specific needs, providing targeted solutions.
  • Community and Connection
    We are an integral part of the Southern California community, measuring our success by the satisfaction and stability of the families we serve.

Trusted by Top Real Estate Professionals Across Southern California

Trusted Mortgage Officer in Southern California

Referral Partnership

Enhance your real estate business with a reliable mortgage partner who prioritizes fast closings and consistent support. Build success together.

Need a Growth Partner?

Refinance

Discover how refinancing can reduce your monthly payments and save money. Let us guide you through your refinancing options to maximize your financial benefits.

Lower Your Payments!

Purchase a Home

Navigate the mortgage maze with expert guidance tailored to first-time buyers. Learn how you can confidently secure your first home with our personalized approach.

Buying a House?

Ready to get started?

If you're a prospective homeowner, looking to refinance, or a real estate agent seeking a reliable partnership, click the button below to schedule your free consultation call now.