Trusted by Top Real Estate Professionals Across Southern California

Looking for someone you trust to guide your home financing options in Southern California?

  • Unsure how to start your home buying journey?

  • Are you looking for lower monthly mortgage payments?

  • Need guidance on government-backed home loans?

  • Are your home financing options too complex?

  • Frustrated with slow mortgage approval processes?

  • Wondering if you qualify for home refinancing?

Need help?

Have any questions? We’re here to answer any questions you might have. 

Logo of Michael Moseby Home Loans that includes a doodle of a home.

Your Trusted Southern California Mortgage Loan Partner

Tailored Mortgage Guidance

You’re not just another application. We take the time to understand your financial dreams and challenges. We provide 1-1 care, customize each consultation to your financial needs and ensure every detail of your mortgage plan makes sense to you.

Swift Home Closings

In the competitive Southern California housing market, speed is crucial. We streamline the mortgage process, often cutting down the typical closing time by 10 days, so you can secure your home faster than you might expect.

Access Anytime You Need

Whether you have urgent questions late at night or need advice over the weekend, we are one call or text away. Our 24/7 support is here for you every step of the way. 

Schedule Your Consultation Now

Meet Michael!
Southern California’s Trusted Mortgage Partner

With over two decades of hands-on experience in every stage of the home buying process, Michael Mosby is committed to providing straightforward, personalized guidance to help you make informed decisions about your home financing options. 

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Trusted Mortgage Officer in Southern California

Referral Partnership

Enhance your real estate business with a reliable mortgage partner who prioritizes fast closings and consistent support. Build success together.

Need a Growth Partner?

Refinance

Discover how refinancing can reduce your monthly payments and save money. Let us guide you through your refinancing options to maximize your financial benefits.

Lower Your Payments!

Purchase a Home

Navigate the mortgage maze with expert guidance tailored to first-time buyers. Learn how you can confidently secure your first home with our personalized approach.

Buying a House?

Real Stories From Our Clients

5 stars
"Michael had great communication with client, buyer agent, and listing agent.  He communicated with each listing agent before our offers were accepted / countered.  The listing agent said that the reason they accepted our offer, even though at a lower offer price, was because of our professionalism."
Real Estate Agent
Luis
5 stars
"Michael was always available to answer questions for the client and myself. He was great to work with always had a good attitude about having help to get the file closed and on board with putting the client 1st at all times!"
Real Estate Agent
Michele
5 stars
"Michael responded fast to all our questions and took his time to explain us everything so we knew what we were getting into."
Homeowner
Elodie
5 stars
"Michael gets things done faster than most lenders. He is extremely nice, warm, friendly person. He is very quick in responding back to email, texts or calls. He is the man to go to! I highly recommend him if you are searching for a reliable lender. Thank you Michael for making my house hunting experience smooth and hassle free!"
Real Estate Agent
Jesika
5 stars
"Another easy and fast closing. Thanks for all your hard work Michael!"
Real Estate Agent
Rhiannon
5 stars
"They are next level and will pull out all the stops to get you the dream home you deserve!"
Homeowner
Nathan
5 stars
"Mike is stellar. Efficient, quick to respond, available and transparent. Couldn't ask for anything more in a loan officer. Would highly recommend to anyone, particularly if you are looking to quick close a purchase."
Real Estate Agent
Eric

FAQs

Find answers to common questions about our web operations consulting services.

What makes Mike Mosby different from other mortgage loan officers? 

We offer personalized, one-on-one guidance, rapid closing times, and are available 24/7 to ensure a smooth financing process for every client.

How can I get started with a mortgage loan in Southern California?

Getting started is easy! Simply reach out through our contact page, and we'll schedule a consultation. During this meeting, we’ll discuss your needs and how we can assist you.

What services do you offer?

Simply schedule a consultation with Mike. He'll review your financial situation and discuss the best mortgage options available to you.

What types of mortgage loans do you have? 

We offer a variety of mortgage solutions including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans.

Can I refinance my current mortgage with you? 

Yes, we also specialize in helping clients secure better terms and rates through refinancing. Contact him to discuss your options.

Have more questions?

Ready to get started?

If you're a prospective homeowner, looking to refinance, or a real estate agent seeking a reliable partnership, click the button below to schedule your free consultation call now.